Blue cross blue shield international travel insurance

If you need medical care outside the U.S, Puerto Rico, and the U.S. Virgin Islands you can rest assured that the Blue Cross and Blue Shield Service Benefit Plan offers worldwide coverage. Through the Overseas Assistance Center, you’re covered when working or traveling overseas.

• Use any covered provider overseas
• We waive copays for inpatient care
• Access our overseas network with over 14,000 providers
• Cashless access to overseas care
• In most cases, your copays and coinsurance amounts are the same as they would be in the U.S.
• Get reimbursed for claims in local currency or U.S. dollars
• We provide language translation and foreign currency conversion for overseas claims
• Overseas case managers help you navigate complex/chronic conditions

Overseas Network

We have over 14,000 providers who participate in our overseas network*, including hospitals, clinics, doctors and specialists. Many of these providers have agreed to a direct billing arrangement with our Overseas Assistance Center vendor, GMMI. They accept our allowance as payment in full for their services and also file your claims for you.

*Members who find a provider through their MyBlue account will have access to additional provider information including address, phone number, specialty and more.

To arrange direct billing and cashless access with your provider, you must contact the Overseas Assistance Center prior to receiving medical services.

Connect with a doctor anytime, anywhere

For members living overseas, the Teladoc® Global Care App makes it easier than ever for you to get the care you need.

Learn More

Pharmacy coverage

Your pharmacy coverage works outside the U.S. But since there are no Preferred retail pharmacies overseas, you need to pay for your prescriptions out-of-pocket and then submit your receipts and a completed claim form to get reimbursed. Overseas prescription drug claims must be submitted within one year of the purchase date.

If you take a maintenance medication and you are about to go overseas for an extended period of time, you may be eligible for an extended filling of the prescription before you leave the U.S. This will require a 12-month prescription from your doctor and is not applicable for controlled substances. Contact our Pharmacy Program at 1-800-624-5060 to learn more.

Compare overseas prescription drug costs for our three plan options.

*Note: Guam is considered overseas, however, some pharmacies may be able to bill electronically.

Submit an overseas claim

Comfort in a Changing World

GeoBlue helps make the world feel a little safer, a little friendlier and a lot more familiar.

Comprehensive Solutions for Multinational Employers

GeoBlue offers long and short term corporate group products under the Blue Cross Blue Shield Global brand with the Blue Cross Blue Shield Association and Bupa Global. This allows us to extend our global reach and enhances our ability to offer comprehensive and compliant international healthcare solutions for employees and their dependents, giving them confidence that the care they need is available when and where they need it. Learn More »

When you leave the United States, GeoBlue provides access to:

• Comprehensive health coverage that includes hospitalization, doctor visits, and prescriptions
• Cashless, paperless service: GeoBlue direct bills for care
• Emergency medical evacuation for urgent, unexpected care
• An elite network of "best in class" English-speaking, western-trained doctors in 180 countries
• Online tools, a free app and 24/7/365 concierge support to help schedule appointments, manage care and fill prescriptions
• Global TeleMD™ (telemedicine services) for contactless care anywhere in the world.
• Coverage for medically necessary COVID-19 testing and treatment.*

*Because GeoBlue short-term plans provide coverage outside of the U.S. only, they do not include an immunization/vaccination benefit. Based on the country where the vaccination is administered, the government may or may not fund the cost.

Telemedicine services are provided by Teladoc Health, directly to members. GeoBlue assumes no liability and accepts no responsibility for information provided by Teladoc Health and the performance of the services by Teladoc Health. Support and information provided through this service does not confirm that any related treatment or additional support is covered under a member’s health plan. This service is not intended to be used for emergency or urgent treatment medical questions.

Does Blue Cross Blue Shield cover outside the US?

Does my insurance cover me in another country?

Does Blue Cross Blue Shield of Illinois cover internationally?