Delta skymiles platinum american express card minimum credit limit

Overall card rating

4.4

from Credit Karma members

Most helpful positive review

Great points and companion cert

Credit Karma Member

I've had this card for a few years. I have enough points to cover a 1st class round trip to Hawaii every year and the companion cert makes this a no brainer. Well worth the $250 annual fee. I use this as my everyday day card and pay off the balance every few days, points really rack up quickly. Once when I was stranded in a foreign country (in Europe) last year, I called their number. They removed my limit on the card until I let them know I had returned home safely. Excellent service.

Most helpful negative review

Ok if you only fly with Delta often and

Credit Karma Member

2x the miles on all purchases on Delta's website, including flight insurance and hotel stays. You also get a companion pass after year one and a free first checked bag for every Delta flight. Then this card becomes extremely boring. 1x on everything else. Not good if you don't fly Delta at least 4 times a year with family or coworkers.

Member ratings

All member reviews (22)

5 stars

16

4 stars

3

3 stars

1

2 stars

0

1 stars

2

Probably the best Delta SkyMiles Card

Credit Karma Member

I recently applied for this card to hit the 90,000 SkyMiles bonus you can receive through a referral. Just like the Gold card you earn 2x on Dining and at Supermarkets, but you also get 3x with purchases directly through delta and you get a status boost if you can charge $25k on the card in a year. You also get an annual companion pass where someone special can fly with you once a year in coach for free. So my wife won’t be paying for a plane ticket from now on.

Beneficial, Stylish, Worth it!

Credit Karma Member

Credit Karma said I have a poor chance of approval. And I have a 755 credit score. I didn’t let that stop me I applied for the AMEX Platinum Delta SkyMiles Card, and got it. Less than 30 seconds later.

Delta Reserve Amex

Credit Karma Member

I went to the Amex website to see if I pre-qualified for any cards. I was approved for this card. So far I really like it. It does have an annual fee. Amex pulled Experian.

CK said poor odds and appvd.

Credit Karma Member

Prequalified via Amex w/709 EX FICO, 721 TR, and 728 EQ, 12% utilization w/four missed payments dating back to 2017.

Great points and companion cert

Credit Karma Member

I've had this card for a few years. I have enough points to cover a 1st class round trip to Hawaii every year and the companion cert makes this a no brainer. Well worth the $250 annual fee. I use this as my everyday day card and pay off the balance every few days, points really rack up quickly. Once when I was stranded in a foreign country (in Europe) last year, I called their number. They removed my limit on the card until I let them know I had returned home safely. Excellent service.

This card is loaded with Delta air travel perks

Credit Karma Member

Instant approval with their pre approval site. Credit Karma rated my odds as poor. Happy to be back with Amex.

Favorite card in wallet

Credit Karma Member

The card redesign/relaunch converts card from plastic to metal. My miles rack up quickly. Enjoying the benefits. Great customer service. $250 annual fee for card & benefits is a great deal...at least for me.

Ok if you only fly with Delta often and

Credit Karma Member

2x the miles on all purchases on Delta's website, including flight insurance and hotel stays. You also get a companion pass after year one and a free first checked bag for every Delta flight. Then this card becomes extremely boring. 1x on everything else. Not good if you don't fly Delta at least 4 times a year with family or coworkers.

Great card with awesome travel perks.

Credit Karma Member

Great card with unbeatable perks.

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Does Amex Delta Platinum have a limit?

For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company. No, the American Express Platinum card doesn't have any preset spending limit.

Does Amex Platinum have a minimum spending limit?

No pre-set limits There are no pre-set spending limits on the American Express® Charge Card. You can spend as much as you've shown us you can afford. Your spending limit is based on factors including your current spending patterns, payment history, credit record and financial resources.

What are the minimum requirements for the American Express Platinum Card?

While there is no set score needed, we recommend you have a credit score of at least 670, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum card.

What is the lowest American Express card limit?

The Amex EveryDay Card credit limit is determined on a case-by-case basis. There isn't even a minimum limit listed in the terms and conditions. It all comes down to your credit history, income and debt, plus Amex's particular preferences and priorities.

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