How can you change your direct deposit information with Social Security? The most convenient way is by creating a personal my Social Security account. Once you create your account, you can update your bank information without leaving the comfort of your home. Another way to change your direct deposit is by calling Social Security at 1-800-772-1213 (TTY 1-800-325-0778) to make the change over the phone. If you prefer to speak to someone in-person, you can visit your local Social Security office with the necessary information.
What exactly will Social Security need to make the direct deposit change? Because we are committed to protecting your personal information, we need some form of identification to verify who you are. If you are online, we verified your identity when you initially created your personal my Social Security account. All you need to do is log in with your secure username and password to gain instant access to your information.
If you call Social Security, we will ask identifying questions to ensure we are speaking to the right person. If you visit the office, you will need to bring a driver’s license or some form of ID with you. Once we have identified you are the correct person and are authorized to make changes on the Social Security record, all we need is the routing number, account number, and type of account established. We don’t ask for a voided check, nor do we obtain verification from the bank. Therefore, you should be sure you are providing accurate information to us.
The day of the month you report the direct deposit change makes all the difference. Though the exact date varies each month, generally, you will need to report changes by the 15th to see the effect on the next check. When the 15th falls on the weekend or a holiday, the cutoff is usually the previous business day. For example, if you switched banks or have a new account in September, you will need to provide the new information to Social Security by September 14 to receive your next payment in the new account. If you don’t report this change to us until September 28, your next payment will go into the old account.
Because you may be unsure if your direct deposit change will affect your next payment, we highly recommend that you do not close the old bank account until you have seen your first Social Security deposit in the new bank account. That way, you can feel secure you will receive your benefits on time, regardless of when the change was reported to Social Security. Waiting until you see the deposit in your new account also gives you the extra peace of mind that we processed the change correctly.
The first step in fighting procrastination is increased awareness. Knowing how easy it is to report a direct deposit change, what information to report, and when, can encourage you to get in touch with Social Security at the earliest possible moment. In addition, making sure we know about a change early ensures we help make the transition as smooth as possible.
When you have to report changes, be sure to contact us or visit us online. Social Security always strives to put you in control by providing the best experience and service no matter where, when, or how you decide to do business with us.
Tags: my Social Security, my Social Security account, Social Security benefits
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Use the SSA-1199 sign-up form to enroll in International Direct Deposit (IDD). Forms are available on this site for all participating IDD countries. Before enrolling in IDD, you must meet the following requirements:
- You must be a Title II beneficiary;
- You must reside outside the U.S.;
- You must keep us informed of your residence address (If you return to live in the U.S., IDD will cease); and
- You must select a direct deposit account in a foreign financial institution (FI) that meets the requirements outlined in GN 02402.030 and GN 02402.045 through GN 02402.060
To start the IDD enrollment process, select and print the appropriate SSA-1199 form. Fill out sections 1 and 2. Have your financial institution fill out section 3. Mail the completed form to the appropriate Federal Benefits Unit indicated on the form.
SSA-1199-CN | Direct Deposit Sign Up Form - Canada |
SSA-1199-DN | Direct Deposit Sign Up Form - Denmark |
SSA-1199-ES | Direct Deposit Sign Up Form - Estonia |
SSA-1199-FR | Direct Deposit Sign Up Form - France |
SSA-1199-GE | Direct Deposit Sign Up Form - Germany |
SSA-1199-HC | Direct Deposit Sign Up Form - Haiti |
SSA-1199-HU-OP1 | Direct Deposit Sign Up Form - Hungary |
SSA-1199-IN | Direct Deposit Sign Up Form - India |
SSA-1199-JA | Direct Deposit Sign Up Form - Japan |
SSA-1199-SP-OP1 | Direct Deposit Sign Up Form - Dominican Republic |
SSA-1199-OP1 | Direct Deposit Sign Up Form - Anguilla |
SSA-1199-OP2 | Direct Deposit Sign Up Form - Antigua and Barbuda |
SSA-1199-OP3 | Direct Deposit Sign Up Form - Australia |
SSA-1199-OP4 | Direct Deposit Sign Up Form - Bahama Islands |
SSA-1199-OP5 | Direct Deposit Sign Up Form - Barbados |
SSA-1199-OP6 | Direct Deposit Sign Up Form - Belgium |
SSA-1199-OP7 | Direct Deposit Sign Up Form - British Virgin Islands |
SSA-1199-OP8 | Direct Deposit Sign Up Form - Cayman Islands |
SSA-1199-OP9 | Direct Deposit Sign Up Form - Cyprus |
SSA-1199-OP10 | Direct Deposit Sign Up Form - Finland |
SSA-1199-OP11 | Direct Deposit Sign Up Form - Grenada |
SSA-1199-OP12 | Direct Deposit Sign Up Form - Hong Kong |
SSA-1199-OP13 | Direct Deposit Sign Up Form - Czech Republic |
SSA-1199-OP14 | Direct Deposit Sign Up Form - Israel |
SSA-1199-OP15 | Direct Deposit Sign Up Form - Jamaica |
SSA-1199-OP16 | Direct Deposit Sign Up Form - Malta |
SSA-1199-OP17 | Direct Deposit Sign Up Form - Netherlands |
SSA-1199-OP18 | Direct Deposit Sign Up Form - Sint Maarten |
SSA-1199-OP19 | Direct Deposit Sign Up Form - New Zealand |
SSA-1199-OP20 | Direct Deposit Sign Up Form - Norway |
SSA-1199-OP21 | Direct Deposit Sign Up Form - Panama |
SSA-1199-OP22 | Direct Deposit Sign Up Form - South Africa |
SSA-1199-OP23 | Direct Deposit Sign Up Form - Saint Kitts and Nevis |
SSA-1199-OP24 | Direct Deposit Sign Up Form - Saint Lucia |
SSA-1199-OP25 | Direct Deposit Sign Up Form - Saint Vincent and the Grenadines |
SSA-1199-OP26 | Direct Deposit Sign Up Form - Trinidad Tobago |
SSA-1199-OP27 | Direct Deposit Sign Up Form - Turkey |
SSA-1199-OP28 | Direct Deposit Sign Up Form - Iceland |
SSA-1199-OP29 | Direct Deposit Sign Up Form - Luxembourg |
SSA-1199-OP30 | Direct Deposit Sign Up Form - Samoa |
SSA-1199-OP31 | Direct Deposit Sign Up Form - Slovakia |
SSA-1199-OP32 | Direct Deposit Sign Up Form - Slovenia |
SSA-1199-OP33 | Direct Deposit Sign Up Form - Egypt |
SSA-1199-OP34 | Direct Deposit Sign Up Form - Lithuania |
SSA-1199-OP35 | Direct Deposit Sign Up Form - Singapore |
SSA-1199-OP36 | Direct Deposit Sign Up Form - Indonesia |
SSA-1199-OP37 | Direct Deposit Sign Up Form - Monaco |
SSA-1199-OP38 | Direct Deposit Sign Up Form - San Marino |
SSA-1199-OP39 | Direct Deposit Sign Up Form - South Korea |
SSA-1199-OP40 | Direct Deposit Sign Up Form - Ghana |
SSA-1199-OP41 | Direct Deposit Sign Up Form - Cape Verde |
SSA-1199-OP42 | Direct Deposit Sign Up Form - Martinique |
SSA-1199-OP43 | Direct Deposit Sign Up Form - Peru |
SSA-1199-OP44 | Direct Deposit Sign Up Form - Latvia |
SSA-1199-OP45 | Direct Deposit Sign Up Form - Jordan |
SSA-1199-OP46 | Direct Deposit Sign Up Form - Pakistan |
SSA-1199-OP47 | Direct Deposit Sign Up Form - Bolivia |
SSA-1199-OP48 | Direct Deposit Sign Up Form - Albania |
SSA-1199-OP49 | Direct Deposit Sign Up Form - China |
SSA-1199-OP50 | Direct Deposit Sign Up Form - Croatia |
SSA-1199-OP51 | Direct Deposit Sign Up Form - Costa Rica |
SSA-1199-OP52 | Direct Deposit Sign Up Form - Lebanon |
SSA-1199-OP53 | Direct Deposit Sign Up Form - Nigeria |
SSA-1199-OP54 | Direct Deposit Sign Up Form - Tunisia |
SSA-1199-OP55 | Direct Deposit Sign Up Form - Bulgaria |
SSA-1199-OP56 | Direct Deposit Sign Up Form - Malaysia |
SSA-1199-OP57 | Direct Deposit Sign Up Form - Bosnia-Herzegovina |
SSA-1199-OP58 | Direct Deposit Sign Up Form - Morocco |
SSA-1199-OP59 | Direct Deposit Sign Up Form - Bangladesh |
SSA-1199-OP60 | Direct Deposit Sign Up Form - Ethiopia |
SSA-1199-OP61 | Direct Deposit Sign Up Form - Nauru |
SSA-1199-OP62 | Direct Deposit Sign Up Form - Sri Lanka |
SSA-1199-OP63 | Direct Deposit Sign Up Form - Macedonia |
SSA-1199-OP64 | Direct Deposit Sign Up Form - Laos |
SSA-1199-OP65 | Direct Deposit Sign Up Form - Russia |
SSA-1199-OP66 | Direct Deposit Sign Up Form - Paraguay |
SSA-1199-OP67 | Direct Deposit Sign Up Form - Sierra Leone |
SSA-1199-OP68 | Direct Deposit Sign Up Form - Serbia |
SSA-1199-OP69 | Direct Deposit Sign Up Form - Colombia |
SSA-1199-OP70 | Direct Deposit Sign Up Form - Palestine |
SSA-1199-OP71 | Direct Deposit Sign Up Form - Cambodia |
SSA-1199-OP72 | Direct Deposit Sign Up Form - Palau |
SSA-1199-OP73 | Direct Deposit Sign Up Form - Saudi Arabia |
SSA-1199-OP74 | Direct Deposit Sign Up Form - Eritrea |
SSA-1199-OP75 | Direct Deposit Sign Up Form - Ecuador |
SSA-1199-OP76 | Direct Deposit Sign Up Form - Kenya |
SSA-1199-OP77 | Direct Deposit Sign Up Form - Philippines |
SSA-1199-OP78 | Direct Deposit Sign Up Form - Chile |
SSA-1199-OP79 | Direct Deposit Sign Up Form - Taiwan |
SSA-1199-OP80 | Direct Deposit Sign Up Form - Vietnam |
SSA-1199-OP81 | Direct Deposit Sign Up Form - Tanzania |
SSA-1199-OP82 | Direct Deposit Sign Up Form - Suriname |
SSA-1199-OP83 | Direct Deposit Sign Up Form - Liberia |
SSA-1199-OP84 | Direct Deposit Sign Up Form - Bonaire |
SSA-1199-OP85 | Direct Deposit Sign Up Form - Georgia |
SSA-1199-OP86 | Direct Deposit Sign Up Form - Nicaragua |
SSA-1199-OP87 | Direct Deposit Sign Up Form - Bahrain |
SSA-1199-OP88 | Direct Deposit Sign Up Form - Honduras |
SSA-1199-OP89 | Direct Deposit Sign Up Form - Uruguay |
SSA-1199-OP90 | Direct Deposit Sign Up Form - Montserrat |
SSA-1199-OP91 | Direct Deposit Sign Up Form - Guatemala |
SSA-1199-OP92 | Direct Deposit Sign Up Form - Belize |
SSA-1199-OP93 | Direct Deposit Sign Up Form - Brazil |
SSA-1199-OP94 | Direct Deposit Sign Up Form - Bermuda |
SSA-1199-OP95 | Direct Deposit Sign Up Form - Curacao |
SSA-1199-OP96 | Direct Deposit Sign Up Form - Argentina |
SSA-1199-OP97 | Direct Deposit Sign Up Form - El Salvador |
SSA-1199-OP98 | Direct Deposit Sign Up Form - Ireland |
SSA-1199-OP99 | Direct Deposit Sign Up Form - Romania |
SSA-1199-OP100 | Direct Deposit Sign Up Form - Montenegro |
SSA-1199-OP101 | Direct Deposit Sign Up Form - Macao |
SSA-1199-OP102 | Direct Deposit Sign Up Form - Senegal |
SSA-1199-OP103 | Direct Deposit Sign Up Form - Micronesia |
SSA-1199-OP104 | Direct Deposit Sign Up Form - Marshall Islands |
SSA-1199-OP105 | Direct Deposit Sign Up Form - Fiji Islands |
SSA-1199-OP106 | Direct Deposit Sign Up Form - Sudan |
SSA-1199-OP107 | Direct Deposit Sign Up Form - Thailand |
SSA-1199-OP108 | Direct Deposit Sign Up Form - Gambia |
SSA-1199-OP109 | Direct Deposit Sign Up Form - Algeria |
SSA-1199-OP110 | Direct Deposit Sign Up Form - Uganda |
SSA-1199-OP111 | Direct Deposit Sign Up Form - QATAR |
SSA-1199-OP112 | Direct Deposit Sign Up Form - United Arab Emirates |
SSA-1199-OP113 | Direct Deposit Sign Up Form - Dominica |
SSA-1199-OP114 | Direct Deposit Sign Up Form - French Polynesia |
SSA-1199-OP115 | Direct Deposit Sign Up Form - Moldova |
SSA-1199-OP116 | Direct Deposit Sign Up Form - Myanmar |
SSA-1199-OP117 | Direct Deposit Sign Up Form - Nepal |
SSA-1199-OP118 | Direct Deposit Sign Up Form - Turks and Caicos Islands |
SSA-1199-OP119 | Direct Deposit Sign Up Form - Tonga |
SSA-1199-OP120 | Direct Deposit Sign Up Form - Solomon Islands |
SSA-1199-OP121 | Direct Deposit Sign Up Form - Cameroon |
SSA-1199-OP122 | Direct Deposit Sign Up Form - Brunei |
SSA-1199-OP123 | Direct Deposit Sign Up Form - Yemen |
SSA-1199-OP124 | Direct Deposit Sign Up Form - Aruba |
SSA-1199-OP125 | Direct Deposit Sign Up Form - New Caledonia |
SSA-1199-OP126 | Direct Deposit Sign Up Form - Iraq |
SSA-1199-OP127 | Direct Deposit Sign Up Form - Guyana |
SSA-1199-OP128 | Direct Deposit Sign Up Form - New Guinea |
SSA-1199-OP129 | Direct Deposit Sign Up Form - Andorra |
SSA-1199-OP130 | Direct Deposit Sign Up Form - Malawi |
SSA-1199-OP131 | Direct Deposit Sign Up Form - Vanatu |
SSA-1199-OP132 | Direct Deposit Sign Up Form - East Timor |
SSA-1199-OP133 | Direct Deposit Sign Up Form - Mongolia |
SSA-1199-OP134 | Direct Deposit Sign Up Form - Ukraine |
SSA-1199-OP135 | Direct Deposit Sign Up Form - Bhutan |
SSA-1199-OP136 | Direct Deposit Sign Up Form - Maldives |
SSA-1199-OP137 | Direct Deposit Sign Up Form - Zimbabwe |
SSA-1199-OPAS | Direct Deposit Sign Up Form - Austria |
SSA-1199-PO-OP1 | Direct Deposit Sign Up Form - Poland |
SSA-1199-PE | Direct Deposit Sign Up Form - Portugal |
SSA-1199-SP | Direct Deposit Sign Up Form - Spanish |
SSA-1199-SW | Direct Deposit Sign Up Form - Sweden |
SSA-1199-SZ | Direct Deposit Sign Up Form - Switzerland |
SSA-1199-UK | Direct Deposit Sign Up Form - United Kingdom |