How do you get a paypal debit card

If you frequently make and accept payments via PayPal, you may want to maintain a balance in your account. For most people, this is just a matter of convenience. By keeping some money in PayPal at all times, you can use the platform more easily without delays. This is particularly helpful if you’ve integrated PayPal into your ordinary accounting system.

There are two ways to make PayPal payments: using your existing balance and email address, or choosing an alternative like a bank or a credit card. Here’s how to do both, and how to add money to your account when needed.

Here’s What We’ll Cover:

How to Add Money to PayPal From Your Bank

How to Use Your Debit Card for PayPal Purchases

Doesn’t PayPal Have Instant Transfer?

What if I Want to Add Cash to My PayPal Balance?

Key Takeaways

How to Add Money to PayPal From Your Bank

The easiest way to add money to PayPal is to use a direct bank transfer. First, you’ll need to create a PayPal Cash or PayPal Cash Plus account. This is free, but it requires PayPal to verify some of your personal information to comply with Know Your Customer regulations.

Next, you’ll need to have a linked bank account. This will take a few days to set up, since PayPal will need to verify that the account is yours. They’ll make a deposit of a few pennies, and ask you to confirm the amount. When that’s done, you’ll be able to freely transfer money back and forth.

How do you get a paypal debit card


How to activate a PayPal Card

Before you can use your PayPal Cash Card as a payment method, you’ll need to activate it. This is one of PayPal’s fraud prevention processes, as it proves the card and your PayPal account are linked. Activating your card is a pretty simple process - you’ll just need to log into your PayPal account and enter details of the card number. At the same time you’ll get a chance to set a PIN for the card for an additional layer of security.

Once you’ve activated it, you'll be able to use your card to spend with your available PayPal Cash Plus balance right away.

You’ve got 3 options for how to activate your PayPal card:

  1. Activate your PayPal card online
  2. Activate the card by logging into the PayPal app
  3. Call the PayPal customer service number 24/7

The steps you need to take for each option are coming up next.

How to activate your PayPal Cash Card online

  1. Go to paypal.com/activatecard.
  2. You’ll be asked to log in to your PayPal account
  3. Follow the prompts to enter the required information from your card
  4. Create a 4 digit PIN
  5. Click Activate Card

You may need to provide your date of birth and Social Security number as required by the USA Patriot Act.

How to use PayPal app to activate a Cash Card

From your PayPal mobile app:

  1. Tap the wallet symbol
  2. Select your PayPal Debit Card
  3. Enter the required information
  4. Click Activate Card

Other ways to activate your PayPal card

You can also call PayPal customer service to activate your PayPal Debit Card. All you have to do is call the PayPal 24 hour automated activation line, and you’ll be walked through the steps. Here’s the number you need:

  • PayPal debit card customer service line: 1-800-314-8298

How do you get a paypal debit card

Save money when you shop internationally with the Wise Account and Card

PayPal is a great service for shopping online and sending payments to friends and family - but if you’re dealing with foreign currencies, the fees can be on the high side. Next time you want to spend online or in person, check out the Wise account instead.

With Wise, you can hold and exchange 50+ currencies with the mid-market rate, and access bank details to get paid in 10 different currencies. For a fee², you can also order a Wise international debit card for use in 174 countries, which automatically converts currency at the best rate whenever you spend.

You’ll get the mid-market exchange rate every time, with just low, transparent fees to pay for the services you use.

It takes just a couple of minutes to open a Wise account and get your Wise international debit card. Why not try today?

Get a Wise account today


Sources:
  1. PayPal - Debit Card
  2. Please see Terms of Use for your region or visit Wise Fees & Pricing: Only Pay for What You Use for the most up-to-date pricing and fee information.

All sources checked on 8 September 2022


This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax or other professional advice from TransferWise Limited or its affiliates. Prior results do not guarantee a similar outcome. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date.

How do I get a PayPal debit card?

Adding a payment method?.
Add a bank or card. Select the plus icon to add your cards or bank account..
Link your account. Manually enter your info to verify your card and billing address..
Start shopping. Now you're ready to make purchases anywhere with your digital wallet..

Is a PayPal debit card free?

There is no fee to set up your account and get a card. We don't charge a monthly fee and no minimum balance is required. We don't charge for inactivity or limited use of the card. A fee of up to $3.95 will apply when loading cash to your PayPal balance at supported stores.

How long does it take to get a PayPal debit card?

You can use the PayPal Prepaid Mastercard® to eat, drink and shop anywhere Debit Mastercard is accepted. Order online and once your information has been verified, you'll receive your Card in the mail within 7-10 business days.

Why can't I get a PayPal debit card?

If you have a personal PayPal account, you can't apply for this debit card as it is only available for Premier and Business PayPal accounts. You can upgrade to one of these accounts. A business account is held by business owners.