How do you write a formal letter to an insurance company

Write a letter to the insurance company - GT Writing Task 1: Sample 119

Details Last Updated: Wednesday, 11 August 2021 20:51 Written by IELTS Mentor Hits: 37928

IELTS Letter Writing / GT Writing Task 1:

You should spend about 20 minutes on this task.

Your car insurance company has told you that they are going to increase the insurance amount you have to pay for your car each month. You are not happy about this.

Write a letter to the insurance company. In your letter, explain:

  • why you are writing to them
  • why you think the insurance amount should not be increased
  • what you want them to do

You should write at least 150 words.

You do NOT need to write your own addresses.

Begin your letter as follows:

Dear Sir or Madam, 



Model Answer 1:

Dear Sir or Madam,

I am writing in response to a letter that I received recently stating that my insurance premium would increase from July 2020. I do not believe the increase is rational and hence would like you to reconsider it.

I have been managing my car insurance with your company for the last 8 years and my insurance policy number is 8101023457-115-2. My monthly premium is already higher than that of some of my colleagues and relatives. The 20% increase in monthly insurance payment is not acceptable because I am already paying higher and no other notable insurance company has raised their premium recently.

Inflating the premium, especially at a time of recession, goes against the insurance holders' interest. I would really appreciate it if you could write me back with an explanation of why such an increase is needed when others have not done so. I would request you to reconsider the decision, otherwise, I am afraid I will have to move my car insurance policy to another company.

I am looking forward to receiving your reply as soon as possible.

Yours faithfully,

Sonia Vincent

[ Written by - Sonia Vincent ]



Model Answer 2:

Dear Sir or Madam,

Yesterday I received a letter from your company regarding a decision to increase the monthly car insurance premium by 15% effective from next month. I, however, feel that the decision is one-sided and contradicts the interests of your customers. I am hoping that you would reconsider and keep the premium unchanged.

I have been managing both my car and life insurance with your company for the last 15 years. I even updated the car insurance policy at the end of last year when I sold my old car and purchased a new one. As per my findings, I am already paying a bit higher for my car insurance and that is why a further increase in the monthly premium is unjustified. I have always paid the premium in due time and you can check that from your database. My car insurance policy number is 2510236-254/1.

Since I am not willing to pay an exorbitant amount for my insurance but want to manage it with your company, I am hoping that you would reconsider your decision of raising the monthly amount. Otherwise, I would be forced to move my policy to another company.

I really appreciate your time and would like to get a reply from you soon.

Yours faithfully,

Jonathan Stuart

How do you write a formal letter to an insurance company

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How do you write a formal letter to an insurance company

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How do you write a formal letter to an insurance company

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What is a formal request to an insurance company?

An insurance claim is a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event. The insurance company validates the claim and, once approved, issues payment to the insured or an approved interested party on behalf of the insured.

How long is a letter of intent Good For?

Typically, a buyer would state its Letter of Intent is open for acceptance for 72 to 96 hours, or in some cases a one-to-two weeks.

What is the process of insurance claim?

The claimant must submit the written intimation as soon as possible to enable the insurance company to initiate the claim processing. The claim intimation should consist of basic information such as policy number, name of the insured, date of death, cause of death, place of death, name of the claimant.

How do you write a letter asking for something?

To write a letter of request, start by greeting the recipient with \u201cDear,\u201d followed by the person's last name and title, or \u201cTo Whom It May Concern.\u201d Then, briefly explain who you are and why you're writing in the 1st paragraph. Next, provide additional context and details about your request in the 2nd paragraph.

How do you write a formal letter to an insurance company?

7 Tips for Writing a Demand Letter To the Insurance Company Organize your expenses. ... Establish the facts. ... Share your perspective. ... Detail your road to recovery. ... Acknowledge and emphasize your pain and suffering. ... Request a reasonable settlement amount. ... Review your letter and send it!

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People also ask

How do I write a letter requesting an insurance company?

Respected Sir/Madam, My name is _____________ (your name) and I have an Insurance policy of your company with a policy number \u2013 _______________ (mention policy number). misplaced/stolen/damaged/torn etc.). I request you to please look into this matter at the soonest and do the needful.

Is a letter of intent an offer?

Table of Contents. A letter of intent (LOI) or \u201coffer letter\u201d outlines the terms of employment in a much simpler format than what will be presented in a contract. The LOI is a preliminary document based on the mutual interest and good faith of both parties.

What is an insurance request?

An insurance claim is a request for your insurance company to pay for something your insurance covers, such as a car accident, a house fire or a visit to the emergency room.

What is a letter of insurance?

It is a record of your history as an insured driver with the company. It serves as a letter of reference and provides insurers with important information about your insurance history. The document can verify information you have provided to a new insurer and potentially help you lower your costs.

How do I write a letter of dispute to my insurance company?

Things to Include in Your Appeal Letter Patient name, policy number, and policy holder name. Accurate contact information for patient and policy holder. Date of denial letter, specifics on what was denied, and cited reason for denial. Doctor or medical provider's name and contact information.

Example of lack of payment appeal letter

Situation: You didn't pay your health insurance premium because your employer's payroll department made a mistake. [Your name, address, and policy number]. [ ...

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Sample Letter - Private Insurance Pre-approval

I am writing to request pre-approval for [service] by [name of provider]. I have reviewed my policy and believe that [name of health care plan] is required ...

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Agent of record - Wikipedia

An agent of record (AOR) is an individual or a legal entity with a duly executed contractual agreement with an insurance policy owner, ... An agent of record letter can, in some cases, be used as an insurance ...

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How do you start an email to an insurance company?

I am writing this letter in regards with the insurance claim for my car. My car insurance policy number is _______________. The details of the car accident are mentioned below: On (incidence date) ___________, I parked my car in front of my office, in the parking area.

What is a formal request to an insurance company?

An insurance claim is a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event. The insurance company validates the claim and, once approved, issues payment to the insured or an approved interested party on behalf of the insured.

How do you write a letter asking for a claim?

Explain the specific details or circumstances of your claim. Make sure to mention all the significant facts about the claim. State the amount you intend to claim or the action the reader should take along with the date they must carry out such actions. Attach any documents relevant to your claim.

How do I write a letter to life insurance?

I am very keen to claim the insured money as early as possible so that we can meet the expenses of my family as my Father was the only earning person. Please let me know the formalities to be completed and I shall be grateful to you if you kindly take necessary action in this matter at your earliest convenience.