Show
If you have ever visited the mountains of Western North Carolina, you can see their appeal. Simply put, the mountains are beautiful! The majestic, peaceful setting is an ideal escape from the city. Each season is distinct here, with snowy winters, springs full of life, mild summers, and colors like you have never seen in the fall. Building a house here allows you to customize every part of it to your tastes and needs. It really is the best way to get all that you want in a home. There are some things to consider, however, before you start building your mountain dream home. Building in the mountains is different than building anywhere else. It is exciting, yet daunting at the same time. Never fear, though, it is a rewarding experience and when you follow these six steps to building a mountain home, the process will not seem so overwhelming. Step 1: Set a BudgetKeep in mind that building a home in the mountains will include buying a lot to build on, which makes the cost more than buying a house that is already built. You need to set a budget that includes both the lot and house construction. You do not want to spend more than your budget will allow on land to build on and then not have enough for the house you want. Figure out how much you want to spend before you look at lots and fall in love with something that is way too expensive for your budget. After you allot funds for the lot and house, if needed, go ahead and visit a bank to talk about loans for lot purchase and house construction. Finding out how much money you are approved for will also help you finalize your budget. Do keep in mind that with any house construction, there will be unseen costs along the way. You can get estimates on construction costs, but once the actual work gets started, there will be expenses that no one could have predicted from planning alone. Do not max out your budget before construction begins; leave a little leeway for the unexpected. Hopefully, you won’t have to use the unexpected costs fund, but if you do, it is already in the budget! There are many great budget and loan calculation tools online, like this Navy Federal Loan Calculator. How does a loan for buying land and building a home on it work?If this is your first experience buying land and building on it, then the financing process can seem intimidating. Never fear! The loan process does not have to scare you. There are basically three loan options for you to choose from.
Step 2: Find the Perfect Lot to Build On Many people who decide to build a home
in the mountains often only consider one factor when choosing a lot: the view. This is a common mistake, however. Yes, you want a spectacular view and gorgeous scenery in your mountain home, but do not let that be the only factor you look for in a lot.
Step 3: House PlansOnce you find the perfect lot, you then have to find building plans for your dream house. Keep in mind that just as finding a mountain lot is different from other places, so are house plans for the mountains. You cannot purchase common house plans for a mountain home. The house plans must fit your lot and mountain conditions. Think about the following when designing your house:
To look at specific house plans for mountain homes, be sure to review Avalon’s Cottage Collection, Bucktail or get inspiration from sources like Architectural Designs. Something to Consider: A Mountain Community or NeighborhoodIf the process of looking for a lot and building a house on it on your own seems overwhelming to you, you might want to look into a mountain community, especially one that is newer or just starting up. Mountain communities will have several lots within them for sale that a house can be built on. They have model home designs and connections to architects and builders who specialize in designing and constructing mountain homes. The community developers also can answer questions about utilities, water, sewer, internet, etc. Most mountain communities have several access roads in and out of the community, as well. Step 4: Find a BuilderA lot depends on finding the right builder. You want someone who is experienced, knows what he or she is doing, does good work, and is trustworthy! A local builder who knows the area and has experience building a mountain home is best. Do your research!
Step 5: Construction Begins!Once you have purchased the land, have your finalized house plans, and have a builder in place, it is time to build your mountain home! Your builder will first obtain all the needed permits to build, and once those are in hand, the building begins. Simply stated, the construction process is as follows:
Throughout the building process, inspections will be done to make sure that building is within code and all safety guidelines have been met for all aspects of your house. You can arrange with your builder to be present during those inspections, if you like. For a very detailed, step by step guide to each step of your house’s construction, be sure to visit New Home Resource. Step 6: Construction is Finished!Once your house is built and the construction process is complete, you will close on your home! Your builder will do a walk through with you and show you all the features of your new house, and you can take a close look at all the interior and exterior work. If you are not satisfied with anything, now is the time to go over it with your builder and have issued addressed before final closing on the house. There will also be a final building inspection, and then a certificate of occupancy is issued. Your construction loan will be paid off by the lender and mortgage is processed. Now, you are able to move into your new house and start your life in the mountains! References: Bady, Susan. A Step-by-Step Guide to the Home Building Process. How to Buy Land to Build a House. MacCrea, Richard C. Building A Mountain Home? Ten Steps to Building a Home in the Mountains. Thangavelu, Poonkulali. Home Construction Loans are Complex: Here are the Nuts and Bolts. Blog List How much does it cost to build a house in the Colorado mountains?On average, it will cost $400,000 to build a new house in Colorado in 2022. You can expect to pay anywhere in the range of $300,000 to $500,000, according to HomeAdvisor.
How much does it cost to build a house Mountains NC?Cost Breakdown for Building a New Home in Asheville, NC
The average cost to build a quality, custom home with Judd Builders is $450-$550+ per square foot (updated August 2022).
How much does it cost to build a house in Winter Park?What is the price per sq/ft to build prefab in Winter Park? Building homes in Winter Park can be a challenging and costly process. While building a site-built home can cost anywhere from $500-$1000 SQ/FT, SmartPads homes can be completed for as little as $255 – $275 SQ/FT, excluding the purchase of land.
How much does it cost to build a mountain cabin in Colorado?A typical Turn-Key Home in the Ski Resort communities of Colorado can range from $350-$700 per square foot for everything under roof.
|