Learn what steps to take if you can't add a card to the Wallet app to use with Apple Pay. Show
Apple does not approve or decline cards for use with Apple Pay. If your card was declined, contact your bank or card issuer. If you need help adding a card, learn how to set up Apple Pay. Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information. Published Date: May 20, 2022 See how to make a payment, check your balance, and choose a payment source. Check your balanceTo see your Card Balance, open the Wallet app on your iPhone and tap Apple Card.1 The Card Balance shows below your card. Card Balance includes all new spending and any remaining monthly balance. If you have Apple Card Monthly Installments your balance includes the newly billed monthly installment. You can only pay off purchases after they clear, so Card Balance will continue to reflect pending transactions, even if you make a maximum payment. Find your monthly balanceThe monthly balance includes all of your spending in a calendar month (except for any pending transactions), interest charges, and credits posted to your account. It also includes any remaining balance from the previous month. If you have Apple Card Monthly Installments,2 your monthly balance includes your interest-free monthly installment. When you pay the monthly balance, it stops additional interest charges on your account.
If you already paid some of your monthly balance, your remaining monthly balance is shown. If you pay off your monthly balance each month by the due date, you aren't charged interest. Find your minimum payment dueThe minimum payment is the minimum amount you must pay towards your Apple Card balance to keep your account current.
When your minimum payment is due, Payment Due appears with the amount below your Apple Card. If you bought an iPhone, iPad, Mac, or other eligible Apple product with Apple Card Monthly Installments, your monthly installment is included in the minimum payment amount. How to make paymentsYou can set up recurring scheduled payments or make a one-time payment in the Wallet app with just a few taps. If you don't have an eligible iPhone or iPad, you can make an Apple Card payment online at card.apple.com. For Apple Card Family, account owners and co-owners are responsible for all payments on the shared Apple Card account. On a co-owned account, each co-owner can make payments on the account and can add a bank account. Before making or scheduling a payment on a shared Apple Card account, co-owners should verify that the correct bank account is selected.3 Set up scheduled payments for Apple Card
If you want to change your scheduled payment, you need to first cancel your current scheduled payment. Just tap the More button , tap Card Details , then tap your scheduled payment under Scheduled Payments. Tap Cancel Payments and tap Cancel Payments again to confirm your choice.Make a one-time paymentPay nowTo make an immediate one-time payment:
Pay laterTo schedule a one-time payment:
Make additional payments on your Apple Card Monthly InstallmentsIf you pay your minimum payment due each month, you're automatically paying your Apple Card Monthly Installment for that month. To make an additional payment or pay off your installment balance, you need to pay your Maximum Payment for all other Apple Card purchases before additional payments can be applied to your installment balance. Learn how to pay extra towards your Apple Card Monthly Installments. Apple Card Monthly Installments are interest-free and all other purchases you make with your Apple Card have a variable APR.2 When you pay toward your Apple Card balance first, you can reduce or eliminate interest charges. If you pay more towards your installment balance, you might reduce the number of payments, but you're still required to pay your installment the next month. If your iPhone or iPad is unavailableIf your iPhone is missing or stolen, you can contact Apple Support to make a payment. You can also ask an Apple Card specialist to help you set up scheduled payments so you don't miss a payment. If you added your Apple Card to another iPhone, you can make a payment or set up scheduled payments in the Wallet app on that iPhone. If you added your Apple Card to your iPad, you can go to Settings > Wallet & Apple Pay > Apple Card, then tap Make a Payment or set up Scheduled Payments. Cancel a paymentOn iOS 14 or later, you might be able to cancel a one-time payment that hasn't been processed yet:
If you don't see Cancel Payment, tap Contact Support to chat with an Apple Card specialist. Choose or change a payment sourceYou can add a bank account to make Apple Card payments, or use Apple Cash to help pay off your Apple Card balance. The first time you choose to add a bank account, you're asked if you want to add the same bank account that you use with Apple Cash. If you select Yes, the bank account is automatically added. Add a bank account
You can add multiple bank accounts to make payments. The first bank account you add will be your default bank account. Delete a bank accountBefore you delete a bank account, you must delete any payments that you set up using that bank account. Then, open the Wallet app on your iPhone and follow these steps:
Pay with Apple Cash or a different bank accountIf you choose Pay Now, you can use your Apple Cash balance to make an immediate one-time payment. If the balance of your Apple Cash account is less than the amount of your payment, the remaining balance is paid from your default bank account. You can also choose a different bank account to pay your Apple Card balance:
Turn payments with Apple Cash on or offIf you want to pay from only your bank account without using your Apple Cash balance:
See your payment historyTo view your payment history:
Next to Payments and Credits you see the amount of Payments and Credits from the month you selected. If you want to download a PDF of the statement, tap Download PDF Statement. Payments and Credits includes payments you might have made, refunds on purchases you returned, and credits you might have received from a transaction dispute. You can also view individual payments. Just open the Wallet app on your iPhone and tap Apple Card. Then scroll through Latest Transactions until you see a Payment transaction. To see the payment details, tap the transaction, then tap it again on the next screen. Learn more
Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information. Published Date: October 24, 2022 Can I put my Apple Card in my Wallet?To access and use all of the Apple Card features, you must add Apple Card to the Wallet app on an eligible iOS or iPadOS device. You can then manage your Apple Card on your device and perform additional tasks.
How do I add my Apple Pay card to my Wallet?Set up. iPhone. Open the Wallet app. and tap to add a card.. iPad. Go to Settings. Wallet & Apple Pay. and tap Add Card.. Mac. On models with Touch ID, go to System Preferences. Wallet & Apple Pay and. tap Add Card.. Why can't I add my card into Apple Wallet?Contact your card issuer to see if they support Apple Pay. Update to the latest version of iOS or iPadOS, watchOS or macOS. Make sure that you're in a supported country or region. Check that your device is compatible with Apple Pay.
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