Oregon community credit union home equity loan

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Home loans & HELOCs for starting out, upgrading or downsizing
Affordable local financing to fit your needs.
Purchase your new home
Refinance your home loan
Tap into your home equity
Who owns Oregon Community Credit Union?
What bank is occu?
How many members does Oregon Community Credit Union have?
How do I find my occu member number?

Total Access Home Equity

With Total Access Home Equity (TAHE), you can use the equity in your home to give you the financial freedom you require to make those necessary home renovations, do some well-deserved travelling, pay off high-interest debts, or for whatever lifestyle goals you may have in mind.

Benefits:

Saves money - lower interest rate due to security.
Peace of mind with life, disability and job loss insurance available.

Features:

Credit limit up to 80% of the home’s current appraised value.
Mortgage terms can be customized into fixed and variable rate solutions, or between short and long-term solutions.
Flexible payment options. Monthly payments can be as low as interest only or pay off the full balance without penalty on open terms or lines of credit.
Allows consolidation of existing debt to save on interest charges.
Funds are accessible from the line of credit through online banking, ATMs, credit union branch or by cheque.
Total Access Home Equity is non-transferrable and non-assignable

MAXIMUM AMORTIZATION - 10 YEARS

MAXIMUM AMOUNT - 80%

RENEWAL TERM - 5 YEARS

Home loans & HELOCs for starting out, upgrading or downsizing

We'll help you feel at home. Get pre-approved online.

Affordable local financing to fit your needs.

Purchase your new home

Our experience in the local market gives you every advantage in the home buying process.

Mortgage options

Refinance your home loan

We can help you lower your monthly payments or pay off your mortgage faster.

Refinancing options

Tap into your home equity

A HELOC or Home Equity Line of Credit can help you utilize the value you’ve built in your home.

Home equity options

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Who owns Oregon Community Credit Union?

Oregon Community Credit Union.

What bank is occu?

About OCCU | Oregon Community Credit Union.

How many members does Oregon Community Credit Union have?

Statement of Financial Condition
Certificate and IRA Accounts	$353,163,493
Total Member Share Accounts	$2,432,814,345
Total Equity	$288,522,856
Total Liabities and Equity	$2,826,121,125

2021 Annual Report | Oregon Community Credit Unionwww.myoccu.org › annual-reportsnull

How do I find my occu member number?

+ Where do I find my OCCU member ID number? When you become a member of OCCU, you receive a welcome packet that includes important information about your membership, including your member ID number. And your monthly statements include your member ID number in the top right corner.