Ways to save without compromising quality
Discover your discount options1
Get the coverage you need to take care of yourself, your loved ones and your car, without draining your wallet. Safe driving, automated payments and good grades are just the beginning of the ways you can save on car insurance. And our nationally-recognized customer service keeps our members coming back year after year.
Discounts for bundling
Loyalty
You can save when you’ve been with any auto insurer for at least two years. The longer the relationship, the more you’ll save.2
Homeownership
Owning a home may entitle you to a discount, even if your home’s not currently insured with us.
Bundling auto and more
Save up to 30% when you combine auto with home, condo, renters, life and umbrella policies.
Multi-car
Own more than one car? Save up to 25% when you insure two or more.
Discounts for family
Young driver training
We have discounts for drivers under 21 who complete an accredited driver training program.
Good student
Policies with full-time high school or college students, ages 15-25, with a “B” average or higher are eligible for our good student discount.3
Student away at school
Take advantage of this discount if you have a full-time student included on your policy who is away at school, without a car.
Rewarding your parent's loyalty
If you’re under 30 and your parents have had an auto policy with us for at least five years, you may qualify for our legacy discount.4
Discounts for what you drive
Anti-theft
We’ll reward you for keeping your car safe and secure with anti-theft devices, like car alarms and GPS tracking systems. 7
Electronic stability control
Receive an insurance discount if your vehicle is equipped with electronic stability control to help maintain handling when driving on icy or wet roadways.8
Passive restraints
If your car is equipped with passive restraints, like airbags, you may be eligible for a discount.
Forward-collision warning
You can add to your savings if your car has a collision-avoidance feature that alerts you to potential accidents.
Adaptive headlights
Lower the cost of your policy when your car has headlights designed to make driving in low-light conditions safer.
1 Terms and conditions apply, must qualify for each discount. Discounts not available in all states and may vary.
2 Discount varies based on length of loyalty.
3 Must maintain a B average.
4 Must be going on your own auto policy with your own vehicle. The five years must be consecutive.
5 One driver on the policy must have at least 39 months of driving experience.
6 Ages can vary by state.
7 Discount varies depending on device.
8 Discount varies based on type of electronic stability control.
9 Must be enrolled in both E-policy and E-bill in order to receive this discount.
Car Insurance: A Quick Overview
Or call us at 866-COUNTRY (866-268-6879), and we'll help you find car insurance that works for you.
How does an auto policy work?
In general, you pay your insurance company and in return, you get protection for damages caused to, or with, your car. Car insurance also protects you from accidents caused by other drivers with little or no insurance. That protection is outlined in your policy.
What are my coverage options?
We offer car insurance coverage with several additional features, so you can customize your protection to your needs. Our coverages page gives you an idea of the types of protection an auto policy can provide.
Ready to start?
Start online, find a local rep, or call us at 866-COUNTRY (866-268-6879). We'll help you find car insurance that works for you.
How can I save on my car insurance?
Bundle coverage
Purchase another policy (like life or home) and you could save some money.
Protect more than one car
Insure two or more cars with us and you could qualify for a discount.
Simply Drive®
Newly licensed drivers may qualify for a discount if they complete our Simply Drive course.
What do I need to know about insurance claims?
We’re with you every step of the way.
Keeping you safe on the road is important to us
We’ve partnered with the Insurance Institute for Highway Safety (IIHS) and the Highway Loss Data Institute (HLDI) for over 40 years to support their mission to “reduce deaths, injuries, and property damage due to motor vehicle crashes.”
Car insurance on your terms
Manage your policy on the go with our self-service tools:
View and pay your bill
File and track a claim
Download your insurance card
Add or remove vehicles and drivers
Update you contact information
Get support from local experts
Your rep is always there to help:
- Answer your questions about car insurance
- Uncover gaps in your protection
- Update your coverage as your life changes
- Guide you through the claim process
- Balance your coverage needs with your budget
We offer car insurance in 19 states:
Ready to start?
Start online, find a local rep, or call us at 866-COUNTRY (866-268-6879). We'll help you find car insurance that works for you.