What do i need to set up a zelle account

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Zelle® is the answer for so many situations.

Need to pay rent? Zelle®. Share household expenses? Zelle®. Settle up with friends for a night out? Yep, Zelle® again. Check out the video below to see how easy it is.

Plus, with Zelle® ready contacts, it’s easy to know who’s already enrolled with Zelle®. When you see a purple “Z” icon next to someone’s name on your contact list, you can send them money with Zelle® anytime with the confidence that it’ll be in their account in minutes. Learn more about Zelle® ready contacts below in the FAQ.

Why use Zelle®?

It’s safe.

With Zelle®, money travels directly between accounts with no stops in between. And as a U.S. Bank customer, you’re protected by our Digital Security Coverage.

It’s fast.

Money you send with Zelle® can be in your recipient’s account in minutes,2 making Zelle® an ideal way to share the cost of expenses between friends or send the gift of money.

It’s convenient.

Find Zelle® in the U.S. Bank Mobile App or online banking. All you need to send money is the recipient’s email address or U.S. mobile number.

It’s easy.

Sending money is simple. Just pick a trusted recipient, enter an amount and hit Send. You can track your payment in mobile or online banking. Requesting money is just as easy.3

It’s personal.

You can add emojis and choose from a wide variety of colorful, entertaining eCards to send with your Zelle® payment. Add a personal touch for any occasion – or just a bit of fun for no reason at all. See our eCard FAQ.

Already have the U.S. Bank Mobile App?

You can also use Zelle® in online banking.

You can start using Zelle®anytime you're banking in the app or online. Simply log in to your account and explore everything you can do.

Log in and try Zelle® now

Frequently asked questions

Follow these easy steps

Enrolling your eligible U.S.-based checking or savings account is quick and convenient. You can do it right in Wells Fargo Online® or the Wells Fargo Mobile® app.

1. Sign on and select Transfer & Pay.
2. Go to Send Money with Zelle® and view the Welcome note.
3. Read and accept the Zelle® Transfer Service Addendum.
4. Enroll an email address or U.S. mobile number, and select the account where you want money to be deposited.

You're ready to use Zelle®.

Note: You may receive a one-time verification code for each email address or U.S. mobile number selected. If so, enter it in the verification code field.

Sending money is fast and convenient. It’s already part of your Wells Fargo Mobile app.

1. Sign on and select Transfer & Pay.
2. Go to Send Money with Zelle®.
3. Select a recipient from your list or add a new recipient. Then choose a From Account, and enter the amount.
4. Select Review and confirm that the email address or trusted U.S mobile number and name are correct.
5. Select Send.

To receive money, you’ll need to enroll your own email address or U.S. mobile number and choose an eligible Wells Fargo savings or checking account where you want the money deposited.

1. Sign on and select Transfer & Pay.
2. From the Zelle® screen, select Receive Settings or Settings.
3. From the Settings screen, choose the U.S.-based account where you want money to be deposited, then select Register beside the email address or U.S. mobile number you want to use, or both.
4. Let the sender know you accept payment with Zelle®. They'll need your U.S. mobile phone number or email address to send.

Note: You may receive a one-time verification code for each email address or U.S. mobile number selected. If so, enter it in the verification code field.

Requesting money using a smartphone through the Wells Fargo Mobile app is fast and convenient. Note: Make sure your email address or U.S. mobile phone number is enrolled with Zelle® through your Wells Fargo Online account.

1. Sign on and tap Zelle® in the bottom bar.
2. Then select Request.
3. Select from your list of recipients or " + " to add a new one.
4. Enter the amount you're requesting, double-check it to make sure it’s correct, then select Send.

Additional questions about requesting money? Find detailed answers in our Zelle® FAQs.

Support urgent humanitarian needs

Donating money to the American Red Cross with Zelle® is quick and easy. 100% of your donation goes directly to them.

Find out how to donate with Zelle®