How to make an ach payment wells fargo

In 2021, the Automated Clearing House Network (ACH) moved more than $72 trillion between bank accounts throughout the United States1 reliably and inexpensively. Virtually every U.S. citizen and business uses the ACH Network for direct deposit of payroll, automated payments, income tax refunds, and other purposes. Yet, there are many things you may not know about the ACH Network. Here are a few that can help your business get the most benefit from it.

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Make recurring payments with your business debit card
Automatic business bill payments
Get the app
Get the link
Does Wells Fargo allow ACH transfers?
How do I make an ACH payment?

Enroll in Business Bill Pay to easily pay business bills and track payment history in one, secure place. You decide who, when, how much and how often. The added convenience of mobile Business Bill Pay lets you pay business bills on the go from your smartphone or tablet. Business Bill Pay includes Wells Fargo's Bill Pay Payment Guarantee - your business payments will be sent as scheduled.

Make recurring payments with your business debit card

Use your business debit card to pay bills such as office utilities, internet and phone services, equipment leases, and more. It’s quicker than mailing a check, and with Zero Liability protection at no extra cost, you will be reimbursed for promptly reported unauthorized transactions.

Automatic business bill payments

You can set up eligible business bills so they’re paid directly from your business checking account. Simply provide the biller your account and bank routing numbers, and they do the rest. They can set up one-time or schedule automatic payments to occur on a set date each month. This is commonly referred to as an ACH payment.

Get the app

Download the Wells Fargo Mobile® app:

Get the link

Text IPH to 93557

We'll send you a link to download our app from the App Store.

By texting IPH or AND to 93557, you agree to receive a one-time text message from Wells Fargo with a link to download the Wells Fargo Mobile® app. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. Please refer to the Supported Browsers and Operating Systems page for mobile OS details.

Terms and conditions apply. Setup is required for transfers to other U.S. financial institutions, and verification may take 1 – 3 business days. Customers should refer to their other U.S. financial institutions for information about any potential transfer fees charged by those institutions. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement for more information.

Information and views provided are general in nature and are not legal, tax, or investment advice. Wells Fargo makes no warranties as to accuracy or completeness of information, including but not limited to information provided by third parties; does not endorse any non-Wells Fargo companies, products, or services described here; and takes no liability for your use of this information. Information and suggestions regarding business risk management and safeguards do not necessarily represent Wells Fargo’s business practices or experience. Please contact your own legal, tax, or financial advisors regarding your specific business needs before taking any action based upon this information.

Wells Fargo has one of the most advanced Automated Clearing House (ACH) systems and is the largest originator in the country, processing more than 7.7 billion ACH transactions annually. Our flexible ACH Payments Service through the Wells Fargo CEO® portal gives you desktop access to initiate and verify transactions from an internet connection. Use Transaction Search Service to search for up to 13 months of originated activity, and delete or reverse erroneous transactions. With one sign-on you can search for information, update transactions, and view customized reports.

The benefits of converting your paper-based transactions to Wells Fargo ACH include:

Help lower processing costs
Flexibility to initiate, verify, reverse, and delete transactions
Reduced exposure to check fraud
Simplified payroll, tax, and vendor payments
Cash concentration services to leverage excess balances

Initiate wires electronically through the CEO® portal, the CEO Mobile® service, or non-electronic channels. You can quickly process same-day and future-dated domestic and cross-border wire payments in U.S. or local currencies, and take advantage of real-time exchange rates.

You can also approve or reject outgoing wires and monitor wire activity in your accounts when you're away from your desk through your smartphone. View wire reports on your schedule and customize them to your needs.

Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

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Does Wells Fargo allow ACH transfers?

Wells Fargo has one of the most advanced Automated Clearing House (ACH) systems and is the largest originator in the country ¹, processing more than 7.7 billion ACH transactions annually.

How do I make an ACH payment?

There are two ways to make ACH payments. One option is to set up ACH Debit by providing your bank account details and authorization to the organization taking the payment. Alternatively, you can make an ACH Credit payment electronically from your bank account, using the banking details of the recipient of the funds.