Save money car insurance phone number

Ways to save without compromising quality

Discover your discount options1

Get the coverage you need to take care of yourself, your loved ones and your car, without draining your wallet. Safe driving, automated payments and good grades are just the beginning of the ways you can save on car insurance. And our nationally-recognized customer service keeps our members coming back year after year.

Discounts for bundling

Loyalty

You can save when you’ve been with any auto insurer for at least two years. The longer the relationship, the more you’ll save.2

Homeownership

Owning a home may entitle you to a discount, even if your home’s not currently insured with us.

Bundling auto and more

Save up to 30% when you combine auto with home, condo, renters, life and umbrella policies.

Multi-car

Own more than one car? Save up to 25% when you insure two or more.

Discounts for family

Young driver training

We have discounts for drivers under 21 who complete an accredited driver training program.

Good student

Policies with full-time high school or college students, ages 15-25, with a “B” average or higher are eligible for our good student discount.3

Student away at school

Take advantage of this discount if you have a full-time student included on your policy who is away at school, without a car.

Rewarding your parent's loyalty

If you’re under 30 and your parents have had an auto policy with us for at least five years, you may qualify for our legacy discount.4

Discounts for what you drive

Anti-theft

We’ll reward you for keeping your car safe and secure with anti-theft devices, like car alarms and GPS tracking systems. 7

Electronic stability control

Receive an insurance discount if your vehicle is equipped with electronic stability control to help maintain handling when driving on icy or wet roadways.8

Passive restraints

If your car is equipped with passive restraints, like airbags, you may be eligible for a discount.

Forward-collision warning

You can add to your savings if your car has a collision-avoidance feature that alerts you to potential accidents.

Adaptive headlights

Lower the cost of your policy when your car has headlights designed to make driving in low-light conditions safer.

1 Terms and conditions apply, must qualify for each discount. Discounts not available in all states and may vary.

2 Discount varies based on length of loyalty.

3 Must maintain a B average.

4 Must be going on your own auto policy with your own vehicle. The five years must be consecutive.

5 One driver on the policy must have at least 39 months of driving experience.

6 Ages can vary by state.

7 Discount varies depending on device.

8 Discount varies based on type of electronic stability control.

9 Must be enrolled in both E-policy and E-bill in order to receive this discount.

Car Insurance: A Quick Overview

Or call us at 866-COUNTRY (866-268-6879), and we'll help you find car insurance that works for you.

How does an auto policy work?

In general, you pay your insurance company and in return, you get protection for damages caused to, or with, your car. Car insurance also protects you from accidents caused by other drivers with little or no insurance. That protection is outlined in your policy.

What are my coverage options?

We offer car insurance coverage with several additional features, so you can customize your protection to your needs. Our coverages page gives you an idea of the types of protection an auto policy can provide.

Ready to start?

Start online, find a local rep, or call us at 866-COUNTRY (866-268-6879). We'll help you find car insurance that works for you. 

How can I save on my car insurance?

Bundle coverage

Purchase another policy (like life or home) and you could save some money.

Protect more than one car

Insure two or more cars with us and you could qualify for a discount.

Simply Drive®

Newly licensed drivers may qualify for a discount if they complete our Simply Drive course.

What do I need to know about insurance claims?

We’re with you every step of the way.

Keeping you safe on the road is important to us

We’ve partnered with the Insurance Institute for Highway Safety (IIHS) and the Highway Loss Data Institute (HLDI) for over 40 years to support their mission to “reduce deaths, injuries, and property damage due to motor vehicle crashes.”

Car insurance on your terms

Manage your policy on the go with our self-service tools: 

  • View and pay your bill

  • File and track a claim

  • Download your insurance card 

  • Add or remove vehicles and drivers 

  • Update you contact information 

Get support from local experts

Your rep is always there to help: 

  • Answer your questions about car insurance 
  • Uncover gaps in your protection
  • Update your coverage as your life changes
  • Guide you through the claim process
  • Balance your coverage needs with your budget

We offer car insurance in 19 states:

Ready to start?

Start online, find a local rep, or call us at 866-COUNTRY (866-268-6879). We'll help you find car insurance that works for you. 

What is the cheapest plan for car insurance?

Finally, the cheapest car insurance rates offered by the largest major national providers are $39 per month ($468 per year) for a Geico minimum liability policy. Nationwide offers the cheapest full coverage car insurance from a major national provider, with rates starting at $108 per month ($1,297 per year).

How can I save money on my auto insurance?

Auto Insurance.
Shop around for your car insurance..
Compare insurance costs before you buy a car..
Raise your deductible..
Reduce optional insurance on your older car..
Bundle your insurance and/or stick with the same company..
Maintain a good credit history..
Take advantage of low mileage discounts..
Ask about group insurance..

How can I get better insurance rates?

Here are some ways to save on car insurance1.
Increase your deductible..
Check for discounts you qualify for..
Compare auto insurance quotes..
Maintain a good driving record..
Participate in a safe driving program..
Take a defensive driving course..
Explore payment options..
Improve your credit score..

How can I save on my car insurance in Florida?

Keep Your Record Clean One of the best ways to keep your car insurance rates low is to always drive safe and keep your driving record clean. If you steer clear of accidents and tickets, your insurance premiums will likely stay low.